Exchange Rates

Purchase sale NBKR
USD 84,40 84,80 84,63
EUR 100,00 100,90 99,26
KZT 0,18 0,20 0,19
RUB 1,10 1,12 1,14
CJS Microfinance Company “INCOM” offers consumer loans by means of which you can buy household appliances, make home or flat improvements, have vacation.

Terms of a consumerloan:

  • Currency: KGS/USD
  • Amount: KGS50 000 - 500 000(equivalent in USD)
  • Interest rate in KGS: 35 %per annum, USD-23 % p.a
  • Loanterm: 1month –3 years;
  • Collateral: RealEstate

Required documents:

  • Copy of the borrower’s passport, copy of the borrower wife’s (husband’s) passport;
  • Local municipal statement of residence;
  • Mandatory documentary evidence of income:

for individuals: proof of employment on work experience and level of income for the last 6 months;

for private entrepreneurs: copy of the private entrepreneur’s certificate on registration/patent;

documentsthat can directly or indirectly confirm the income (lease agreement, turnover under cashbook, entries in internal accounting, etc.);

  • Legal documents and technical passport of a real estate provided as collateral;
  • For guarantor: proof of residence (condominiums) and salary statement or proof of income (if engaged in private business).

For a further advice, please, call: 0(312) 39 16 34,0550 39 16 34,0772 39 16 34 or contact: 134-12, Chui Ave., Bishkek.

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