Mortgage terms:
- Currency: som;
- Amount: up to 5,000,000 som;
- Interest rate: from 21% per annum;
- Loan term: up to 5 years;
- Collateral: acquired or other liquid real estate;
- Down payment: not less than 30% of the cost of the purchased housing.
Required documents:
- Copy of the borrower's passport, the borrower's spouse;
- Certificate of residence;
- Mandatory documentary evidence of income:
- for individuals: certificate of employment on work experience and income for the last 6 months;
- for private entrepreneurs: copy of the certificate of registration of a private entrepreneur/patent;
- Documents that can indirectly or directly confirm the fact of receipt of income (lease agreements, cash book turnover, internal accounting records, etc.);
- Title documents and technical passport of the real estate provided as collateral;
- for the guarantor: a certificate of residence (HOA) and a certificate of salary or documents confirming income (if employed in private business) are required.