Need a loan for home renovation? For construction, reconstruction and repair of real estate (insulation of walls, installation of plastic windows, replacement of roofs, etc.), purchase of building materials, etc.
Terms of providing a loan for improving housing conditions:
- Currency: som;
- Amount: from 5,000 to 5,000,000 som;
- Interest rate: from 21-32% per annum;
- Loan term: up to 5 years;
- Security: up to 500,000 som without collateral, over 500,001 som secured by movable and immovable property.
Required documents:
- Copy of the borrower's passport, the borrower's spouse;
- Certificate of residence;
- Mandatory documentary evidence of income:
- for individuals: a certificate from the place of work about work experience and the amount of income for the last 6 months;
- for private entrepreneurs: a copy of the certificate of registration of a private entrepreneur/patent;
- Documents that can indirectly or directly confirm the fact of receiving income (lease agreements, cash book turnover, internal accounting records, etc.);
- Title documents and technical passport of the real estate provided as collateral;
- for the guarantor: a certificate of residence is required (HOA) and a certificate of salary or documents confirming income (if employed in private business).