Are you looking for the best and most profitable place to get a consumer loan? Microfinance Company INKOM CJSC provides consumer loans, which you can use to purchase household appliances, renovate your home or apartment, or go on vacation

Consumer loan terms:

  • Currency: som;
  • Amount: from 5,000 to 5,000,000 (without collateral);
  • Collateral: up to 500,000 (without collateral), over 500,001 som (with collateral);
  • Interest rate: from 21-32% per annum;
  • Term lending: up to 5 years;
  • Collateral: Real estate;
  • Effective % rate (annual): from 37.14 - 46.89% (som).

Required documents:

  • Copy of the borrower's passport, the borrower's spouse;
  • Certificate of residence;
  • Mandatory documentary evidence of income:
    • for individuals: a certificate from the place of work on work experience and the amount of income for the last 6 months;
    • for private entrepreneurs: copy of the certificate of registration of a private entrepreneur/patent;
  • Documents that can indirectly or directly confirm the fact of receipt of income (lease agreements, cash book turnover, internal accounting records, etc.);
  • Title documents and technical passport of the property provided as collateral;
  • for the guarantor: a certificate of residence (HOA) and a certificate of salary or documents confirming income (if engaged in private business) are required.