ZAO Microfinance Company "INKOM" provides agrocredit for the development of businesses related to livestock and crop production.

Terms of providing an agricultural loan:

  • Currency: som;
  • Amount: from 5,000 to 5,000,000 som;
  • Interest rate: from 21-32% per annum;
  • Loan term: up to 5 years;
  • Collateral: Agricultural machinery, equipment, livestock, movable and immovable property.

Required documents:

  • Copy of the borrower's passport, spouse (gi) of the borrower;
  • Certificate of residence;
  • Documents for the land (certificate/state act for the land or lease agreement);
  • Title documents and technical passport of the real estate;
  • provided as collateral.

For the guarantor:

  • a certificate of residence (HOA) is required;
  • a certificate of salary or documents confirming income (if employed in private business.

Requirements for the borrower:

  • experience in the financed sector;
  • availability of land and/or conditions for keeping livestock;
  • availability of additional sources of repayment.